Home mortgage interest deduction
In the midst of the COVID-19 pandemic, many homeowners wonder if they can avail of some mortgage interest deduction. What is a mortgage interest deduction? This kind of deduction is…
What is a mortgage loan officer?
What is a mortgage loan officer? These are people who are employed by lending institutions like banks. a mortgage officer is the person in charge of helping the clients get…
What is a mortgage loan originator
What is a mortgage loan originator? We've been asked this question countless times. A mortgage loan originator is a person or a company that helps the would-be homeowner get his…
Is 627 FICO score enough for mortgage?
Having a credit score of 627 may not be the best score to have if you want to apply for a mortgage, but it is not the worse either. 627…
How to calculate your mortgage
Before plunging into the world of taking out a home mortgage, it would be great if you know how to calculate mortgage loan. There are online mortgage loan calculators that…
What does a mortgage loan officer do
Loan officers are a borrower's guide in the home mortgage application. For example, if you have been interested in taking out an FHA construction loan, then your mortgage officer will…
Co-signing a mortgage loan
The COVID-19 pandemic hit us hard and most, if not all of us, are still reeling from the effects of it. Because of the pandemic, even the minimum requirements for…
How a loan officer can help
Who will help you when you think you need to avail of a federal home refinancing program? How does the FHA construction to permanent loan work? What about availing of…
USDA Loan, Is it for me?
If you are looking for a no-downpayment mortgage for the house that you have been dreaming of, taking out a USDA loan may be for you. This kind of loan…
9/11- We Will Never Forget
September 11, 2001, when the lives of Americans were disrupted by militants that were associated with the Islamic extremist group, Al Qaeda. The day when Americans were bent but never…