Texas mortgage rates today declining?
Texas mortgage rates today reflect the nationwide rates - they are rising, but it is expected to decline in 2023. If you look at the current mortgage rates, it has…
Worried about conventional loan requirements? Here’s the 2022 updated list!
Conventional loan requirements for 2022 vary from lender to lender. For as low as 3% downpayment, you can qualify for a conventional or conforming loan, significantly if your credit score…
Mortgage loan modification
Mortgage loan modification is a request the borrower makes to help with his existing loan. It may be a request for a lower interest rate, a longer repayment scheme, or…
USDA Loan, Is it for me?
If you are looking for a no-downpayment mortgage for the house that you have been dreaming of, taking out a USDA loan may be for you. This kind of loan…
Why do I need to pay for an appraisal?
Question: If we’re buying a house. It will cost us $500 to get an appraisal. Given free online estimates this seems like a huge waste of money. Isn’t there a cheaper…