Texas mortgage rates today declining?
Texas mortgage rates today reflect the nationwide rates - they are rising, but it is expected to decline in 2023. If you look at the current mortgage rates, it has…
Scared by conventional loan requirements? Know these details before applying
When it comes to conventional loan requirements, almost all of the lenders in the market offer it. If your interest is in applying for a home refinancing loan, then a…
Worried about conventional loan requirements? Here’s the 2022 updated list!
Conventional loan requirements for 2022 vary from lender to lender. For as low as 3% downpayment, you can qualify for a conventional or conforming loan, significantly if your credit score…
USDA Loan, Is it for me?
If you are looking for a no-downpayment mortgage for the house that you have been dreaming of, taking out a USDA loan may be for you. This kind of loan…
10 Homebuying Acronyms You Need to Know
PMI, APR, LTV… say what? Don't stress when you hear acronyms you don't recognize – we're here to help! Let's get started with some of the most important acronyms and…
Closing: What to Expect
When preparing to purchase a home you’ll likely hear the term “closing.” Closing, often referred to as settlement, is the completion of the real estate transaction between you as the…
Moving Up To Your Dream Home? Don’t Wait!
Mortgage interest rates have risen by more than half of a point since the beginning of the year, and many assume that if mortgage rates rise, home values will fall.…
Why do I need to pay for an appraisal?
Question: If we’re buying a house. It will cost us $500 to get an appraisal. Given free online estimates this seems like a huge waste of money. Isn’t there a cheaper…
What Is Private Mortgage Insurance (PMI)?
When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of…