American Mortgage® Corporation

The Reason We Get Recommended is…. We try our hardest to get you approved. No matter what your situation is, we can help.

Rates

Today's Mortgage Rates

Home Loans: 30-Year Conventional, FHA & VA options

30 Year Conv

4.9 %
5.001 % APR

30 YEAR FIXED
Low payments that never change

30 Year FHA

3.986 %
4.786 % APR

30 YEAR FHA
Stable monthly payment with less money down

30 Year VA

4.284 %
4.565 % APR

30 YEAR VA
100% loans to Conforming Jumbo Options available

30 Year USDA

0 %
0 %

30 YEAR USDA
100% financing rural properties

See more mortgage rates on Zillow
Mortgage Lenders

Mortgage Lenders in Fort Worth

Northern Texas includes the city of Fort Worth, and this region serves as a transition zone between the more thickly forested eastern sections of the state and the sloping hills of the center part of the city. In addition to being the 13th-largest city in the United States, Fort Worth has a population of about 956,000 people and is expected to grow by about 1.89% through 2022. Because it attracts over 9.4 million visitors every year, it is also one of the most popular tourist spots in Texas. Due to the city’s popularity as a tourist attraction, more people are lured and attracted to the city, increasing the number of potential homebuyers relocating to the area. As a result, mortgage lenders in Fort Worth have introduced a variety of house loans that are designed to provide flexible conditions for anyone looking to obtain a home loan to purchase a property in the city. There are various mortgage alternatives available in Fort Worth that require a lesser down payment, allowing you to acquire a home with as little as a 3% to 5% down payment.

  • Conventional Mortgage: Interest in purchasing a property in Fort Worth, Texas, can be satisfied through a Conventional Mortgage, which will demand a down payment of at least 5% and only 3% for Conventional First Time Home Buyers in the area. Aside from making the needed down payment, prospective borrowers must also have a credit score that meets the specific mortgage loan type requirements. If you want to qualify for a conventional mortgage, you’ll typically need a credit score of 620 or above and a debt-to-income ratio (DTI) of less than 45%.
  • FHA, VA and USDA Loans: If you are interested in an FHA loan, you will be asked to provide at least a 3.5% down payment. However, there are also zero-down payment mortgage options available in Fort Worth, including VA Home Loans for veterans of the United States and USDA Home Loans that are offered to eligible USDA rural properties in Fort Worth. Borrowers who apply for FHA loans must have a credit score of 500 or above to be considered for the program. FHA Loan borrowers having a credit score equivalent to 580 or better can take advantage of the popular 3.5% down payment option described above. Meanwhile, selected mortgage lenders allow approvals down to a minimum of 580 credit scores for VA Loans and 620 credit scores for USDA Loans.

Buying a Home in Fort Worth

The Fort Worth real estate market comprises beautiful residential houses with values ranging from less than $100,000 to $7 million, depending on the location and type of property being purchased. Most homes are built and intended to contain as many as eleven bedrooms and ten bathrooms, depending on the chosen floor plans. Interior usable space in a typical Fort Worth home might be as large as 12,000 sq. ft., allowing for more rooms and spacious areas in each property.

During your house hunt, your realtor will prove to be one of your most valuable assets. Whether you’re a first-time homeowner or considering moving to a newer or larger property, a realtor can be your best companion and most valuable asset. For additional information, be sure to get in touch with us immediately.

Fort Worth Mortgage Loans with American Mortgage®

The Best Mortgage Lenders in Fort Worth, TX

  • We offer Direct Lending Services for various loan types with competitive rates and low fees.
  • Find a Loan that Matches Your Needs. From Conventional Loans, VA Loans, FHA Loans, to USDA Loans, American Mortgage has you covered.
  • Find out How Much you can get from your Mortgage with our No-Commitment Loan Estimate.
  • Responsive Customer Service with Extensive Experience in the Texas Lending Market.
  • Timely Service. Get Approved Fast and have your needs funded As Soon As Possible.
20

Years of Experience

42

Agents Nationwide

Loan Programs

Our Popular Home Loan Programs

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Buying a New Home?

  • Relatively easy to acquire
  • Become the legal owner of your home
  • Mortgage rates are lower than a personal loan
  • Flexible repayment schedules
  • Helps improve your credit score

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Advantages of FHA Mortgages

  • Easier application process
  • A more lenient loan option for those with low to mid credit scores
  • Lower down payments starting at 3%
  • Option of adding a co-borrower on the loan

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Advantages of VA Loans

  • Excellent rates for qualified veterans
  • No downpayment required
  • Government guarantee with no insurance premiums needed
  • Lower overall closing costs for the buyer

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Advantages of Conventional Loans

  • Perfect for those who can't make a large upfront downpayment
  • Competitive rates as low as 3%
  • Usually preferred loan type by sellers looking at competing offers
  • Less stringent appraisal process

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Advantages of Adjustable-Rate Mortgage Loans

  • Less risky than loans with higher rates
  • Perfect if you plan to refinance or move out of the home in the future
  • Lower payments in the early term
  • Allows you to get more expensive loans than what you can get normally

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Advantages of Balloon Mortgage Loans

  • Lower interest rates than most other loan types
  • Lower monthly mortgage payments
  • Lets you qualify for larger loan amounts
  • Perfect if you lack capital for your initial payments

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Advantages of Construction Financing Loans

  • Loan type perfect for subcontractors of hired for large building projects
  • Allows builders to get funds for resources needed to build homes
  • Perfect for property owners planning big renovations
  • Lower interest rates and longer repayment periods

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Advantages of Fixed Mortgage Loans

  • A secure loan type perfect for buyers who want to avoid significant changes in their rates and repayments
  • Easy to plan for your monthly repayments
  • Perfect for buyers looking for a long-term home
  • Lower overall lifetime payments

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Advantages of Foreign National & ITIN Loans

  • Ideal loan option for foreign nationals
  • Relatively easy application process
  • Allows you to build up your credit score
  • 30-year home loan options provide long-term payment plans for non-American homebuyers

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Advantages of Hard Money Loans

  • Easy to process loans that are quicker than traditional bank loans
  • Flexible rates and fees allowing buyers to adjust as needed
  • Perfect for home flippers looking to get funding for their project

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Advantages of Interest-only Mortgage Loans

  • Low repayments during the interest-only term
  • Gives you access to larger loan amounts and better home purchases
  • Gives you the option to pay for the equity once you're financially ready

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Advantages of Self-Employed Loans

  • New loan type perfect for freelancers and self-employed individuals
  • Provides business owners easy access to capital without having to sell shares
  • Easier to process than traditional business loans

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Advantages of Reverse Mortgage Loans

  • Ideal for retirees planning to finance their home
  • Quickly liquidate the equity you have on your property to cash
  • Provides ample options for your heirs
  • You're protected if your loan balance exceeds the value of your home

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Advantages of Jumbo Loans

  • Ideal loan type for buyers that need to go over traditional FHA loan limits
  • Perfect for buyers targeting large plots of land or luxury homes
  • Also great for investors looking to purchase a multi-family rental property
  • Consolidated loan structure

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Advantages of USDA Loans

  • Allows you to finance the entire amount of your home purchase
  • Perfect loan type for low to moderate income buyers
  • Provides low mortgage rates and insurance premiums
  • Possible financial assistance on closing costs

Mortgage Lenders

American Mortgage Corporation - Your local mortgage partner

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Testimonials

What our clients say?

Priscilla
Priscilla
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We've used American Mortgage Corporation for our new home purchase AND refinance. Nobody in town could beat their rates! Thank you, Joe! It can be very stressful to buy/refinance but Sara Jo helps you through the process with ease and professionalism. In fact, she would quickly respond to any and every question we had, no matter the day or time. Truly dedicated! We highly recommend American Mortgage Corporation. They are accurate in their estimates, quick, efficient, and professional.
Janelle Miley
Janelle Miley
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Sara Jo and her team were awesome throughout the process from start to end. Always professional, warm and friendly. There were times when we were overly anxious, and overwhelmed with the request for documentation. But, Sara Jo was patient and always responded quickly to every single inquiry that we initiated. My husband and I were in great hands. Thank you so much, Sara Jo!!
C. Stready
C. Stready
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Sara Jo- The Mortgage Pro is the absolute best to work with . She is extremely professional, patient , and genuinely interested in getting her clients the best deal . American Mortgage is very fortunate to have her on their team - she is a winner . If your looking to refinance your home or purchase a home go see Sara Jo at American Mortgage
Alex C
Alex C
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Joe was extremely helpful and took the time to talk me through the many different options including the pros/cons of each. Gave me by far the best rate after which the staff stayed on top of the process to close on my loan. Looking forward to doing business with them in the future.
Timothy
Timothy
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Sara Jo is such a genuine warm person that actually cares . In today's society these skills tend to be hard to find . She is there every step of the way to answer all questions and walk you through the process of refinancing your home . Definitely top notch service and I will refer her to all of my friends and family . Thank you Sara Jo your truly a Gem
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